Compensation Claims Bureau
Road Traffic Accident Compensation Claims
By Hunter Blyth
It does not matter if you are the driver, passenger, or a pedestrian. If you were involved in a road accident, you should consult with a solicitor if you want to claim compensation for your injuries - from whiplash, broken limbs, back, neck injuries to the far more serious head injuries and other serious injuries.
At the onset, if you were in a hit and run situation, where the driver ran off after hitting you and breaking your bones, you need to make a claim first with the Motor Insurers Bureau (MIB) for an untraced driver claim. The MIB also has a compensation program for people who were injured by uninsured motorists. In the case of an uninsured driver, you need to file an uninsured driver claim.
In general, if you signed for the legal insurance option on your car's insurance coverage, then you would already have a solicitor when you want to file a claim. Legal insurance options generally cost from between GBP 40 to GBP 90. If you did not opt for legal insurance, do not fret however. Most law firms would be happy to represent you without asking for any legal fees upfront. Remember though to ask about the fees both in a "won" and "lost" situation. Although many law firms brandish "no-win, no-fee" slogans, they tend to forget to mention the fees they charge if you do win a claim. Remember also that there are some that guarantee 100% of your compensation, but do not like to represent the riskier claims.
If you meet a traffic accident, make sure to receive professional medical attention so that your injuries are documented and therefore can be proven. In the United Kingdom, claims for car accidents often fail because the claimant did not rush to a hospital to discuss any pain arising from his injury. Medical notes are the single most important documentation for an accident claim. Apart from proving that you indeed met an accident, the notes will also go to establishing what amount should be awarded to the claimant. Thankfully, in many cases, ambulances are always called on to the scene of accidents, especially when the police are already involved.
In recent years, the number of people claiming for injuries arising from road traffic accidents has increased dramatically. Many are led to believe that the increase in compensation payouts for accidents is causing the sharp rise in insurance premiums. However, this is not entirely correct since the average payouts by insurance companies to claimants are just between GBP 1,500 to GBP 2,000. The amounts cannot even pay for the total of actual damages to the cars involved in the car crashes.
Under the law, all types of vehicles must be insured. Anyone is entitled to make a claim provided they were proven to have been involved in a vehicular accident, and that someone else is responsible for it. You can make a personal injury claim even if the driver that caused the accident is not insured or if the driver conveniently ran away after the accident.
April 21, 2011
10:18 pm
hire a lawyer
May 20, 2011
9:26 am
Hello,
The MIB do accept claims for accidental damage to vehicles/property as well as injuries. You only have 9 months from the date of the accident to claim for property damage. Go onto their website and make your claim as soon as possible, you will need to complete and submit a claim form under the Untraced Driver Agreement. I work as a claim/fraud investigator.
Good luck
May 20, 2011
11:28 am
Hit and Run compensation?
My husband got knocked off his bike yesterday evening. The van who hit him did it deliberately, then sped off. The police are looking for the van but it is unlikely they will find him.
Has anyone ever claimed from the Motor Insurance Bureau? My husband’s injuries are not severe, only cuts and bruises and a torn calf muscle. However his bike (brand new Boardman Carbon racing bike) will need a new saddle, front wheel, pedal, handlebar tape and he will need a new helmet and possibly cycling shorts. Also the levers and paintwork are scuffed although they still work.
If this were a motorbike I would replace all the damaged parts so that it was like new. Which is only fair if someone else damaged your car or bike. I know that if you’re hit by an uninsured driver or an untraceable driver you can claim from the MIB for compensation.
What I don’t know is whether they only pay out for injuries, or whether they would not pay out for trivial things like handlebar tape or a torn bike saddle? At the end of the day to put his bike back to new will cost us about £500.
Does anyone have any experience about claiming for a hit and run?
Cheers.
May 23, 2011
3:08 pm
Can I claim compensation or take legal action for erroneously reporting my accounts to Credit Bureaus?
Hi,
I was surprised to get letters from a few credit card companies saying that my credit limits have been reduced to almost nothing due to some adverse accounts reported to credit bureaus. When I looked at the report I was shocked to see 3 accounts wrongly reported and for no fault of mine. In the case 2 credit card accounts, I never used them in the first place and they had deleted them from their system long ago. In the case of the other account, I never defaulted on my payments till date and they goofed up internally to account for my payments due to some software issues as confirmed by their employee. So, in all these cases I am not at fault and I have recently faxed them the details about these and waiting for responses.
Now that I have been punished for no fault of mine and made to suffer mentally and financially, I am thinking of taking some action on those companies.
I need an answer if I stand any chance of lodging a claim for compensation for the sufferings I am going through or some sort of legal action.
Thanks,
GKK
May 25, 2011
9:18 pm
I KEEP GETTING THIS MESSAGES, IS IT REAL OR FAKE. WHAT TO DO!?
Anti-Terrorist And Monitory Crime Division. Federal Bureau Of Investigation. J.Edgar.Hoover Building Washington Dc fbi.info1720@gmail.com Attn: Beneficiary, This is to Officially inform you that it has come to our notice and we have thoroughly Investigated with the help of our Intelligence Monitoring Network System that you are having an illegal Transaction with Impostors claiming to be in position of your Contract/Inherentance Payments. During our Investigation, we noticed that the reason why you have not received your payment is because you have not fulfilled your Financial Obligation given to you in respect of your Contract/Inheritance Payments. Therefore, we have contacted the Federal Ministry Of Finance and the Central Bank on your behalf and they have brought a solution to your problem by mapping out some Amount of money, amounting to $800,000.00 to compensate you for the money you have lost when dealing with these impositors who claimed what they are not, to scam you. You now have the lawful right to receive this token of $800,000.00 CONFIRMABLE BANK DRAFT as a compensation. Since the Federal Bureau of Investigation is involved in this transaction, you have to be rest assured for this is 100% risk free, It is our duty to protect the American Citizens. All I want you to do is to contact the Attorney Barrister George Emmanuel who has been assigned for the payment of your compensation by the Federal Government and in our knowledge via email for the claim of your $800,000.00 compensation in a CONFIRMABLE BANK DRAFT which will cost you $350.00 only for the Delivery of your Bank Draft thrtough Courier Services to your desinated Address. CONTACT INFORMATION OF BARRISTER GEORGE EMMANUEL: NAME: BARRISTER GEORGE EMMANUEL EMAIL: barrigeorge50@hotmail.com Do contact Barrister George Emmanuel with your details: FULL NAME: HOME ADDRESS: TELL: CELL: CURRENT OCCUPATION: IDENTITY: So your files would be updated after which he will send the payment informations which you’ll use in making payment of $350.00 via Western Union Money Transfer or Money Gram Transfer for the delivery of your Bank Draft to your designated home address without any further delay. We order you get back to this office after you have contacted the Attorney and we do await your response so we can move on with our Investigation and make sure your Compensation Bank Draft of $800,000.00 gets to you. Thanks and hope to read from you soon. FBI Director Robert S.Mueller III. Note : PLEASE DO NOT RESPOND TO THIS EMAIL IF YOU KNOW YOU ARE NOT GOING TO PAY FOR THE DELIVERY FEE of your Bank Draft. Note: Do disregard any email you get from any impostors or offices claiming to be in possesion of your Compensation, you are hereby adviced only to be in contact with Barrister George Emmanuel who is the rightful person to deal with in regards to your COMPENSATION PAYMENT and forward any emails you get from impostors to this office so we could act upon and commence investigation
June 13, 2011
10:16 pm
How to take legal action again online money transfer service?
I had used an online money transfer service to send money to another country. This company is registered with Better Business Bureau (BBB). Its been more than 4 weeks and I could not get any proper communication and finally they refunded the same amount without sending the money telling me a sorry. Now I’m going to register a complain with BBB. But apart from that can I legally register a complain to get any form of compensation. I don’t think BBB will get any compensation from them. I would assume if the company addresses and close the issue. Now that my money is back to me, BBB could say..well..the problem is solved as the money is refunded. But i have gone through so much pains, wasting several hours in phone, international calling cards to call the recipient and the recipient wasting lots of money in transportation, international call etc..So I would want to legally claim compensation and take action. So can somebody lead to the right way of how I could do this. Thanks
June 28, 2011
9:27 pm
http://www.fbi.gov/contact/fo/fo.htm <
July 6, 2011
3:15 pm
Your only recourse would be against the creditors themselves since the bureaus only report what is sent to them by the creditors.
July 26, 2011
5:44 pm
Could I be prosecuted in the UK for driving without insurance abroad?
Last year I was hit by a speeding driver in Italy whilst driving my husbands car. The driver of the other vehicle immediately ran off even though myself, my husband & our 1yr old daughter were injured. At the time of the accident we had been in Italy for about 5 months & although I had all the relevant documents to drive within the UK, my insurance only covered me for 30 days abroad. We returned home shortly after so I could receive further treatment and I ignored requests from the Italian police to forward on my insurance details as I now knew we were not covered. Today I have received a letter from the Motor Insurers Bureau saying they have been contacted regarding the matter & could I please get in touch (via a solicitor if required) with my insurance details. I am now really worried that as well as being badly scared & not able to make a claim for compensation, I could also be prosecuted in the UK (or my husband as it was his vehicle). Does anyone know where I stand?
July 27, 2011
6:29 pm
Short answer, yes.
You have committed a driving offence within the European Union. All driving offences committed within the E.U. are referred to your home country and legal action can be taken.