Fantasy Football Websites
How To Raise Credit Scores Using Rapid Rescore
Author: Kate Rieger
Raise credit scores 50 points in 5 days! Sounds great right? Maybe...
A mortgage company or bank can offer a service called 'rapid rescore' to get something corrected off your credit report. Here is a brief walk through of this method to raise credit scores. The rapid rescore strategy requires proper paperwork. The proof must come from the creditor directly.
Some examples of corrections are:
a letter stating the account is not your account
a letter stating the account was paid satisfactorily
a release of lien
a satisfaction of judgment
a bankruptcy discharge
a letter for deletion of collection account or any relevant evidence
a letter correcting (and raising) available credit balance
a letter changing the status of an account from 'delinquent' to 'current'
a letter to update high credit limit
Checklist
1. The creditor's letter must be signed and on their stationary.
2. It must include the creditor's contact name, phone number, your name and address, and a full or partial account number that matches the credit bureau entry number.
3. The letter must state what action the lender is doing to correct in the credit file -- like change the status of an account from 'delinquent' to 'current.'
4. Next the lender forwards the letter to the credit bureau, does a telephone verification and a new credit report is issued with an updated credit score.
The rapid rescore system works best if you are trying to raise credit scores fast to move up from one credit rating to another. Some mortgage companies offer a 'what if' scenario for rapid rescoring. Simply put, the account that is to be updated is entered into the 'what if' scenario and the program calculates a new credit score.
For example, your mortgage lender runs your credit report and your scores are 660, 680, and 710. Using a rapid rescore program, the results tell you what you can you do to increase your score 10 to 50 points. The system may recommend that you pay off some credit cards, pay off a collection, or other options. The main idea is to get you to the next level so the bank can offer better rates and options for your loan. This tool provides an educated guess on how to raise credit scores so it is not a guarantee of how the rescore will ultimately impact the credit score.
Your lender may simply evaluate how the proposed correction would impact the major score factors that are listed on your credit report. If that correction affects a major score factor, then its likely it would increase your credit score and worth pursuing.
Rapid rescore is not cheap. Typically it costs a lender to to run it against each credit bureau. The lender may choose to eat the cost or they may charge it back to the borrower. It is expensive but in most cases it works well for people looking to raise credit scores fast so they can pay 5% down payment instead of 10%, or avoid a high interest rate, or eliminate PMI or other costs related to mortgages.
Article Source: http://www.articlesbase.com/credit-articles/how-to-raise-credit-scores-using-rapid-rescore-361238.html
About the Author
Kathleen Rieger is a Certified Identity Theft Risk Management Specialist.
Drop by
http://www.extreme-debt-makeover.com/kentucky-credit-repair.html for a Free
copy of her online Credit Rejuvenation course and to book yourself a
consultation where she helps you to get to the closing table -- fast.
February 7, 2012
6:04 am
Try checking out ecouchcoach.com. You could make 1 account (the commissioner’s account) that can control all teams. Then when anyone else logs on they could select their team from the comissioner account. Also, the commissioner account gives you full control over everyone. This should work out for how you want to use it.
February 7, 2012
6:04 am
Yahoo
ESPN
NFL
CBS
FleaFlicker
Im in a really cool FFB league with several openings, alot of neat specs. If intrested drop me an email.
February 7, 2012
6:04 am
http://www.nfl.com
http://www.fftoday.com (I use this one)
http://www.fftoolbox.com
http://www.antsports.com (use for mock drafts and ADP)
http://www.junkyardjake.com
http://www.pigskinaddiction.com
These are a few that I use before and during the season. Hope this helps.
February 7, 2012
6:04 am
Hi Trev,
Those are the big boys and if you don’t like their services there probably isn’t much left. However, last year I heard lots of good things about MyFantasyLeague.com, but I haven’t tried them personally so I cannot vouch for them. Supposedly they are very customizable. I have used CBSSports for the last 4 years and can’t say that I have much to complain about. They are also a bit pricey but they have some very high-quality content.
I have a website where you can create fantasy football cheat sheets using drag and drop. It’s completely free and may make preparing for your draft a bit simpler. Check out the link in my source if you’re interested and good luck.
February 7, 2012
6:04 am
fftoday is the best. daily updates, analysis and weekly projected points
July 21, 2006
12:57 pm
What are the best free Fantasy Football websites to help research for an upcoming fantasy football draft?
Everyone knows the top players at each position so I’m looking for the sleepers to pick in the later rounds – that’s where a league is won im my opinion. Also, my league has individual defensive players so any site that rank them too?
August 23, 2007
6:44 pm
What are the best Fantasy Football Websites for advise?
We have reviewed our magazines and have visited the obvious sites such as ESPN, askthecommish and Yahoosports but we are looking for other websites that would help us dominate in our leagues. ( yes more than one) Any free or cheaper sites that you have used before and have been helpful would be appreciated.
June 4, 2009
8:28 pm
What Fantasy Football Websites are most popular?
Can you give me the most popular fantasy football sites and the order of their popularity.
I know about cbssports/nfl, yahoo, and espn but which is the most used?
July 7, 2009
5:30 pm
What Fantasy Football Websites Don’t Require You to Make an Account?
I’m looking to start a fantasy football league for just me and my family members. I would like to use something like the ESPN Fantasy Football software, but it requires each team owner to log in separately, which is a pain to do with a lot of people using the same computer. Is there any other way to do this without making multiple accounts?
July 11, 2009
7:12 pm
What are the best fantasy football websites?
I’m am starting a new league, and I would like to try a new website.
I’ve tried:
Fanball (favorite)
Yahoo!
FleaFlicker
ESPN
CBS
The only one I’ve liked a lot is FanBall, but I want my new league to be on a different website, FanBall gets pricey after awhile. Suggestions?